millennials are not investing in the stock market, they are investing in silver. Here’s why and how millennials invest.
Millennials Are Not Investing in the Stock Market – But Why?
Despite its record breaking historical performance, millennials, in general, aren’t investing in the stock market. They’re not putting money into Roth IRAs and 401Ks either.
It appears as though millennials have no clue what they’re doing financially. And most millennials probably don’t even have an investment portfolio to begin with.
However, these assumptions are based on archaic methods that rely on investment traditions of days old. Truth of the matter is; modern-day investment opportunities are vastly different from the past. For this reason, millennials are creating their own wealth-building investment opportunities.
In this article, we’ll explore why millennials aren’t investing in the stock market. We’ll also attempt to understand how millennials invest and secure their financial future – independent of the stock market.
Millennials Don’t Trust Traditional Investment Opportunities
The reason millennials don’t invest in the stock market is quite simple…
Millennials don’t trust the stock market. They don’t trust our monetary system. They don’t trust our paper currency… AND they definitely don’t trust government backed investments.
In fact, millennials distrust the government and paper currency so much, they perfected their own decentralized digital currency network.
More on Bitcoin and crypto currencies later…
Fewer Retirement Opportunities than Baby Boomers
With pension offerings disappearing right before our eyes, millennials no longer have the retirement luxury baby boomers enjoyed.
Years ago, you could dedicate several decades to the same company and have the comfort of a handsome pension when it comes to retire. And… on top of the pension, you were entitled to collect social security.
Now that was an amazing retirement package!
Well, pensions are rapidly becoming an archaic benefit of the past. And further, social security is disappearing as you read this article. By the time millennials retire, there likely won’t be anything left for them in the social security program.
What Goes up MUST Come Down!
We sense a catastrophic stock market crash on the horizon. A devastating crash that will collapse the market and burst all the hyper-inflation bubbles. This is the most significant reason millennials are not investing in the stock market.
Although the stock market is at an all-time high, what goes up… must come down. As you can see on the graph below, this is basic wisdom of historic price trends:
You see, it’s not that millennials don’t want to diversify their portfolios. Millennials want investment opportunities that don’t rely on government manipulation. They’re also interested in options that don’t rely on the health of the stock market.
Stocks, commodities, bonds, ETFs, 401Ks, IRAs…etc can crash at any time. Besides, they’re backed by paper fiat currency. And… paper fiat currency is no longer backed by gold – it’s backed by nothing, rendering traditional investments worthless.
Clearly, millennials are not investing in the stock market and this is the fundamental issue Wall Street must understand if they want to encourage more millennials to invest.
Wall Street has to Start Thinking Like a Millennial
If Wall Street wants to engage millennials, they have to think like a millennial. As a progressive, solution-oriented generation, they’re interested in companies, technologies, and opportunities that offer something amazing – not just another service or product that increases capital gain.
Simply stated – In order to convince millennials to invest, opportunities have to provide a noteworthy experience! Something they can feel good about.
Millennials want to support companies and options that have integrity. Companies that care about the environment and promote sustainability. They like philanthropic organizations that honor racial, gender, and religious equality.
When it comes to environmental issues, wind and solar energy investment opportunities would generate massive response from millennials.
Millennials are Willing to Invest in Craft Beer, Marijuana, and Yoga
Millennials love craft beer and marijuana. And… they’re more than willing to invest in both!
There are more than 6,000 craft breweries in the United States.
Guess who they’re owned by?
And guess who they’re frequented by as well…
Yup, mostly millennials, Xennials, and and late generation Xers who brew their own beer and dream of owning a brewery.
And… guess who would be interested in cannabis and marijuana related investments? Again, millennials and gen Xers.
Millennials are generally more interested in investing in life experiences and opportunities that enable them to live the life they want.
It’s not entitlement; it’s enrichment! There is a difference between the two…
Besides, what good is retiring wealthy if you’re sick, overworked, and miserable? For millennials, health is wealth! Investing in your health offers the best ROI available… period.
If you haven’t noticed, most millennials are more health conscious than their parents and grandparents. They take pride in the fact that they enjoy living healthy and balanced lives.
Therefore, health related Investments (like unlimited yoga classes and organic foods) would definitely motivate millennials.
Millennials are Becoming Entrepreneurs and Small Business Owners
Unfortunately, jobs and careers are not as stable as they were in the past. I mean let’s face reality – a corporation can replace any employee in two weeks.
And for this reason, millennials invest in building their own businesses, making themselves irreplaceable. In other words, they’re forced to create their own opportunities.
The millennial mindset on investing is quite different from their parents… and their grandparents. They tend to invest in themselves and their creative abilities.
More and more millennials and late generation Xers are choosing to become entrepreneurs.
Owning and operating a business and/or website can provide something traditional investments could never offer: You become irreplaceable!
In addition, owning a business allows endless opportunities to earn passive and residual income for life. In a millennials’ eyes, this is one of the most lucrative of all investment opportunities available today.
Knowing this, Wall Street might want to consider how they can integrate more crowd funding and small business support related investments into their millennial marketing mix.
Here are Some ways Millennials (or Anyone for That Matter) can Invest in Creativity:
- Start an Online Shopify Store to Sell Goods and Services
- Create a Website and Blog for Under $4 a Month
- Make Money Blogging Online through Affiliate Marketing
- Build an Apple or Android App with My App Builder
- Sell Freelance Services on Fiverr
- Become an Instructor on Udemy and Sell Courses
- Make a Comfortable Living from Day Trading Like a Pro
- FREE Work from Home Guide – Learn how to Create Passive Income by Working from Home
Bitcoin – The Digital Currency Taking Millennials to the Moon
Ahh yes, Bitcoin – the digital currency skyrocketing in price. You see, millennials are innate tech-nerds. Therefore, they see the explosive potential of digital currency. They saw it long before the start of the uptrend.
Because of Bitcoin’s massive (to the moon) increase in value, there are now Bitcoin millionaires. Many of those millionaires are actually millennials. These tech nerds saw Bitcoin’s potential and invested in it.
Now, millennials (and people of other generations) are dumping money into Bitcoin and digital currencies. Take a look at the graph below to fully understand the possibilities from investing in Bitcoin:
These currencies are independent of the financial system, the FED, and central banks. Digital currency is the millennial’s version of wealth transfer.
Millennials have started to reclaim some of the financial power the government took away from their parents and grandparents.
Yes, these digital currencies (like the stock market) can crash at anytime. In fact, they’re extremely volatile and caution must be taken when investing in them.
However, with the world moving to digital… everything, these currencies will be here for the long haul.
As the market cap of digital currency increases, their stability is likely to increase as well.
Millennials are Investing in Silver – The Most Economical and Tangible Asset
One last investment millennials are interested in is silver. Because it’s dirt cheap right now, they see this as a way to own a physical asset (that’s independent of the financial system).
To compliment Bitcoin, investing in silver is the ideal option for millennials to diversify their portfolios. This way, if Bitcoin collapses, you still have a physical asset to fall back on.
Precious metals have a long and rich history of holding value when markets crash.
At just under $17 an ounce, any millennial can buy silver. It’s an affordable store of wealth and strong hedge against market inflation.
Our Favorite Resources for Investing in Silver:
- Regal Assets – As one of the most trusted precious metal dealers in the United States, Regal is praised by several famous actors and celebrities. Regal is known for their superior investing packages, top-notch silver bars and coins, and stellar customer service.
- Golden Eagle Coins– Since their inception in 1974, Golden Eagle has witnessed 1 oil embargo, 6 recessions, 3 wars, 12 U.S. presidential terms, and 3 stock market crashes. They’ve also experienced a 12 year commodities bull market that has seen the price of silver rise by over 1,000% and gold by over 700%! Golden Eagle has a rich history of providing high quality silver investing options.
- Bullion Exchanges– From the heart of New York City, Bullion Exchanges also offers many different options for investing in silver. Not only do they source their metal as close to spot price as possible, they offer free shipping. And best of all, there’s no minimum investment!
Upgrade With the Times
Once the baby boomer generation is gone, the stock market could resemble a spider web covered graveyard infested with chirping crickets and tumbleweed.
Even though millennials are not investing in the stock market, they’re definitely interested in diversified investment opportunities… even if they have to create their own.
So, if Wall Street wants to get more millennials to invest and diversify, they’re going to be forced to upgrade with the times…